erdEducation Reform and Development2652-53642652-5372Bio-Byword Scientific Publishing Pty. Ltd.10.26689/erd.v8i9.15890ArticleExploration and Practice of the “Digital‑Innovation +” Business Talent Cultivation Model at Frontier Finance and Economics Universities Serving the Silk Road Economic Belthttps://artdesignp.com/journal/erd/8/9/10.26689/erd.v8i9.15890SongMingzhen,MaLi,ZhangGuangsi2026892026-10-27Centering on the characteristics of talent demands for the construction of the Silk Road Economic Belt, combined with the school‑running orientation and regional features of frontier finance‑and‑economics universities, this paper takes satisfying business talent demands of the Silk Road as the core, highlights the cultivation of digital‑intelligence capability and innovation capability, and builds the “Digital‑Innovation +” business talent cultivation model. Based on surveys on current digital‑intelligence competencies and learning preferences of students, this paper puts forward five implementation paths, including specialty transformation, ideological‑political guidance, curriculum reconstruction, industry‑education integration, and faculty development. It designs a three‑dimensional integrated curriculum system of “Digital‑Innovation +” to promote the clustered transformation of business specialties. It also strengthens “Three‑All‑Round Education” and ideological‑political value guidance, and builds a high‑level teaching staff through the strategy of “external introduction and internal cultivation”. This study holds that this model can improve the adaptability of talent cultivation to regional economic development, and provide referable practical paradigms for frontier finance‑and‑economics universities to serve national strategies and local development.Silk Road Economic Belt, Business talent cultivation, Frontier finance‑and‑economics universities, Digital‑intelligence literacy, Innovation capability

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