JERAJournal of Electronic Research and Application2208-35022208-3510Bio-Byword Scientific Publishing Pty. Ltd.10.26689/jera.v9i1.9416ArticleAnalysis of the Impact of Legal Digital Currencies on Bank Big Data Practiceshttps://artdesignp.com/journal/JERA/9/1/10.26689/jera.v9i1.9416XiuZhengkun2025912025-02-12This paper analyzes the advantages of legal digital currencies and explores their impact on bank big data practices. By combining bank big data collection and processing, it clarifies that legal digital currencies can enhance the efficiency of bank data processing, enrich data types, and strengthen data analysis and application capabilities. In response to future development needs, it is necessary to strengthen data collection management, enhance data processing capabilities, innovate big data application models, and provide references for bank big data practices, promoting the transformation and upgrading of the banking industry in the context of legal digital currencies.

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