<?xml version="1.1" encoding="utf-8"?>
<article xsi:noNamespaceSchemaLocation="http://jats.nlm.nih.gov/publishing/1.1/xsd/JATS-journalpublishing1-mathml3.xsd" dtd-version="1.1" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><front><journal-meta><journal-id journal-id-type="publisher-id">PBES</journal-id><journal-title-group><journal-title>Proceedings of Business and Economic Studies</journal-title></journal-title-group><issn>2209-2641</issn><eissn>2209-265X</eissn><publisher><publisher-name>Bio-Byword Scientific Publishing Pty. Ltd.</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.26689/pbes.v8i1.9641</article-id><article-categories><subj-group subj-group-type="heading"><subject>Article</subject></subj-group></article-categories><title>The Impact of Digital Inclusive Finance on the Rural Economy in Anhui Province</title><url>https://artdesignp.com/journal/PBES/8/1/10.26689/pbes.v8i1.9641</url><author>PuMingyue,Ab YajidMohd Shukri,KhatibiAli,ThamJacquline</author><pub-date pub-type="publication-year"><year>2025</year></pub-date><volume>8</volume><issue>1</issue><history><date date-type="pub"><published-time>2025-02-19</published-time></date></history><abstract>Anhui Province is a major agricultural province in eastern China, and the development of rural economy plays an important role in improving the overall economic level of the province. In recent years, the extensive use of digital technologies and ongoing financial innovations have contributed to the rapid growth of digital inclusive finance in rural areas of Anhui, significantly reducing the lack of financial services in these regions. The main objective of this paper is to explore in depth how digital inclusive finance impacts the rural economy of Anhui Province and to provide practical policy recommendations based on these findings.</abstract><keywords/></article-meta></front><body/><back><ref-list><ref id="B1" content-type="article"><label>1</label><element-citation publication-type="journal"><p>Corrado G, Corrado L, 2017, Inclusive Finance for Inclusive Growth and Development. Current Opinion in Environmental Sustainability, 24(4): 19–23.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B2" content-type="article"><label>2</label><element-citation publication-type="journal"><p>Demirguc-Kunt A, Klapper L, Singer D, 2017, Financial Inclusion and Inclusive Growth: A Review of Recent Empirical Evidence. World Bank Policy Research Working Paper No. 8040: 1–27.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B3" content-type="article"><label>3</label><element-citation publication-type="journal"><p>Sahay R, Cihak M, N’Diaye P, et al., 2015, Financial Inclusion: Can It Meet Multiple Macroeconomic Goals? International Monetary Fund: 1–33.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B4" content-type="article"><label>4</label><element-citation publication-type="journal"><p>Kim D, Yu J, Hassan M, 2017, Financial Inclusion and Economic Growth in OIC Countries. Research in International Business and Finance, 43: 1–14.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B5" content-type="article"><label>5</label><element-citation publication-type="journal"><p>Chen D, Yao M, 2019, Empirical Analysis of the Impact of Digital Inclusive Finance on Rural Residents’ Income. Shanghai Finance Research, 2019(6): 74–77.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B6" content-type="article"><label>6</label><element-citation publication-type="journal"><p>Guo F, Wang J, Wang F, et al., 2020, Measuring the Development of Digital Inclusive Finance in China: Index Construction and Spatial Characteristics. Economic Research (Quarterly), 19(4): 1401–1418.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B7" content-type="article"><label>7</label><element-citation publication-type="journal"><p>Li J, Peng Y, Ma S, 2020, Inclusive Finance and China’s Economic Development: Multidimensional Connotations and Empirical Analysis. Economic Research, 19(4): 37–52.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B8" content-type="article"><label>8</label><element-citation publication-type="journal"><p>Tang Y, Long Y, Zheng Z, 2020, Research on the Inclusive Economic Growth Effect of Digital Inclusive Finance: An Empirical Analysis Based on 12 Provinces in Western China. Southwest Finance, 2020(9): 60–73.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B9" content-type="article"><label>9</label><element-citation publication-type="journal"><p>Xing Y, 2016, Inclusive Finance: A Basic Theoretical Framework. International Financial Research, 2016(9): 21–37.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B10" content-type="article"><label>10</label><element-citation publication-type="journal"><p>Du Q, Pan Y, 2016, Research on the Impact of Inclusive Finance on Regional Economic Development in China: An Empirical Analysis Based on Provincial Panel Data. Economic Issues Exploration, 2016(3): 178–184.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B11" content-type="article"><label>11</label><element-citation publication-type="journal"><p>Song X, 2017, Empirical Test of the Effect of Digital Inclusive Finance on Reducing the Urban-Rural Income Gap. Financial Science, 2017(6): 14–25.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B12" content-type="article"><label>12</label><element-citation publication-type="journal"><p>Du L, Pan X, 2017, Inclusive Finance, Financial Service Equalization, and Regional Economic Development: A Study Based on Provincial Panel Data in China. Journal of Social Sciences of Jilin University, 57(5): 37–44.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B13" content-type="article"><label>13</label><element-citation publication-type="journal"><p>Chen Y, 2017, Inclusive Finance, Supportive Policies, and Regional Economic Growth: Based on Spatial Panel Data from 30 Provincial Areas. Financial Economics, 18(26): 60–63.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B14" content-type="article"><label>14</label><element-citation publication-type="journal"><p>Hao Y, Lei H, Dong Y, 2018, Inclusive Finance and Inclusive Economic Growth: Empirical Evidence from Panel Data in Western China. Finance and Economics, 2018(5): 44–49.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B15" content-type="article"><label>15</label><element-citation publication-type="journal"><p>Yi X, Zhou L, 2018, Does the Development of Digital Inclusive Finance Significantly Affect Household Consumption: Micro Evidence from Chinese Households. Financial Research, 2018(11): 47–67.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B16" content-type="article"><label>16</label><element-citation publication-type="journal"><p>Zhan Y, 2018, The Effects of Digital Inclusive Finance on the Quantity and Quality of Economic Growth: A System GMM Estimation Based on Provincial Panel Data. Credit Information, 36(8): 51–58.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B17" content-type="article"><label>17</label><element-citation publication-type="journal"><p>Bai J, Zhang M, 2018, The Development of Inclusive Finance, Regional Convergence, and Inclusive Economic Growth: An Empirical Study Based on Data from 44 Counties (Cities/Districts) in Liaoning Province. Credit Information, 36(3): 20–26.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B18" content-type="article"><label>18</label><element-citation publication-type="journal"><p>Liu J, Bi Z, 2019, The Development of Inclusive Finance and Its Income Distribution Effects: A Dual Perspective of Economic Growth and Poverty Alleviation. Economic and Management Research, 40(4): 37–46.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B19" content-type="article"><label>19</label><element-citation publication-type="journal"><p>Jia J, 2019, “Digital Dividend” or “Digital Divide”?: Also Discussing How Digital Inclusive Finance Can Narrow the Income Gap. Regional Financial Research, 2019(12): 28.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B20" content-type="article"><label>20</label><element-citation publication-type="journal"><p>Zhang X, Wan G, Zhang J, et al., 2019, Digital Economy, Inclusive Finance, and Inclusive Growth. Economic Research, 54(8): 71–86.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B21" content-type="article"><label>21</label><element-citation publication-type="journal"><p>Yang Z, 2023, Empirical Study on the Impact of Digital Inclusive Finance on Farmers’ Income in Shandong Province, thesis, Dalian Ocean University.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B22" content-type="article"><label>22</label><element-citation publication-type="journal"><p>Guo Q, Meng S, Mao Y, 2022, Can the Development of Digital Inclusive Finance Promote the Improvement of Employment Quality? Journal of Shanghai University of Finance and Economics: Philosophy and Social Sciences Edition, 24(1): 61–75.</p><pub-id pub-id-type="doi"/></element-citation></ref></ref-list></back></article>
