PBESProceedings of Business and Economic Studies2209-26412209-265XBio-Byword Scientific Publishing Pty. Ltd.10.26689/pbes.v8i4.11912ArticleResearch on Empowering Small and Medium-sized Enterprises with Artificial Intelligence for Financial Decision Optimizationhttps://artdesignp.com/journal/PBES/8/4/10.26689/pbes.v8i4.11912HaiLan2025842025-09-10With the acceleration of the iterative process of artificial intelligence technology, small and medium-sized enterprises have encountered innovative solutions in the field of financial decision-making, significantly enhancing their dynamic response capabilities to complex and changing market environments. This article summarizes the specific application scenarios and development trends of artificial intelligence in the financial management practice of small and medium-sized enterprises, and explores the path and positive impact of artificial intelligence on the optimization of financial decision-making in small and medium-sized enterprises from the current application status of artificial intelligence in financial decision-making, the unique challenges of financial management in small and medium-sized enterprises and the impact of AI technology on it, the application of artificial intelligence in financial decision-making optimization, and prospects.

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