<?xml version="1.1" encoding="utf-8"?>
<article xsi:noNamespaceSchemaLocation="http://jats.nlm.nih.gov/publishing/1.1/xsd/JATS-journalpublishing1-mathml3.xsd" dtd-version="1.1" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><front><journal-meta><journal-id journal-id-type="publisher-id">PBES</journal-id><journal-title-group><journal-title>Proceedings of Business and Economic Studies</journal-title></journal-title-group><issn>2209-2641</issn><eissn>2209-265X</eissn><publisher><publisher-name>Bio-Byword Scientific Publishing Pty. Ltd.</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.26689/pbes.v9i7.15656</article-id><article-categories><subj-group subj-group-type="heading"><subject>Article</subject></subj-group></article-categories><title>Application Analysis of Big Data in Customer Acquisition Scenario of Banking Business</title><url>https://artdesignp.com/journal/PBES/9/7/10.26689/pbes.v9i7.15656</url><author>LiBin</author><pub-date pub-type="publication-year"><year>2026</year></pub-date><volume>9</volume><issue>7</issue><history><date date-type="pub"><published-time>2026-07-27</published-time></date></history><abstract>Driven by Internet technology, users’ financial and consumption habits have changed dramatically. As the basis for banks’ survival, the previous customer acquisition model has been unable to adapt to the current consumption demand. How to use Big data technology to create new customer acquisition scenarios and provide personalized services for users is a problem that needs to be considered by major banks to achieve digital transformation. This paper analyzes the application in the customer acquisition scenario of banking business, hoping to provide a reference for the digital transformation of banks.</abstract><keywords/></article-meta></front><body/><back><ref-list><ref id="B1" content-type="article"><label>1</label><element-citation publication-type="journal"><p>Qiu G, Wu X, 2019, Analysis of Big Data Supporting Business Innovation in Commercial Banks. Journal of Fujian Financial Management Cadre College, 2019(1): 3–10.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B2" content-type="article"><label>2</label><element-citation publication-type="journal"><p>Wang S, 2021, Analysis of Retail Banks’ Customer Acquisition Management Strategies Under the Internet Thinking. Modern Commerce, 2021(36): 122–124.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B3" content-type="article"><label>3</label><element-citation publication-type="journal"><p>Yan H, 2021, The Application of Big Data in Customer Acquisition Scenarios of Retail Business in Commercial Banks. Financial Journal, 2021(3): 61–65.</p><pub-id pub-id-type="doi"/></element-citation></ref><ref id="B4" content-type="article"><label>4</label><element-citation publication-type="journal"><p>Research Group of Industrial and Commercial Bank of China Hunan Changsha Branch, Zhang S, 2020, Discussion on the Methods and Approaches for Banks to Acquire Customers in the Mobile Internet (5G) Scenario. Modern Finance Guide, 2020(6): 68–72.</p><pub-id pub-id-type="doi"/></element-citation></ref></ref-list></back></article>
